Everything you need to know about your speeding ticket
Unfortunately most of us receive a speeding ticket at some time or another in our lifetime. Speeding tickets are given out by police officers when you are caught driving over the speeding limit. There are various types of speeding tickets and depending on the speed at which you were traveling, the speeding ticket fine and penalty can vary greatly. On top of the speeding ticket fine, in most states you will also have points added to your driving record, which can cause insurance rates to increase significantly.
In most states, there are two classifications of speeding tickets . The first classification, normally known as a speeding ticket infraction, is for less serious speeding tickets. The second type of speeding ticket, normally known as a violation, is for more serious speeding tickets and normally reserved for people traveling significantly about the speed limit or creating hazardous situations due to their speeding.
Each state has it’s own specific speeding tickets, fines, and consequences that are set by the state government. Learn about speeding tickets in your state by selecting your state from the map below.
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Frequently Asked Questions About Speeding Tickets
In most cases if you do not either appear in court for your speeding ticket or pay the fine by the date indicated on the ticket, then your license will be suspended until you take care of the ticket. Depending of the severity of the traffic ticket, a bench warrant may be issued for your arrest. This will happen regardless of what state you receive your ticket in.
When you sign a speeding ticket, you are not admitting any guilt. Signing the speeding ticket serves as your promise to either show up in court, pay the fine, or take whatever action deemed necessary by getting the ticket. It is never a good idea to refuse to sign a speeding ticket and can result in more severe penalties or being taken to the police station.
In many states, you have multiple options to pay for your speeding ticket. The easiest way to pay for your ticket is though an automated online speeding ticket payment center. Normally you just need to enter your citation number, personal information, and your credit or check card information. If you do not want to pay for your speeding ticket online, you can usually either mail in your payment or pay in person at the courthouse. Anytime the ticket due date is very close, it is wise to pay online or at the courthouse for immediate processing.
The amount of time that the points from a speeding ticket stay on your record differs from state to state. Generally points stay on your record anywhere from 3-6 years after getting the speeding ticket. This usually results in having to pay more expensive insurance premiums for that entire period of time, especially if this wasn’t your first offense. Using traffic school to dismiss your ticket is a good solution to ensure the points do not show on your record.
The consequences of receiving multiple speeding tickets in one year can be quite severe in most states. First of all, in many states, your license will be suspended if you receive 3 or more tickets in one year. The length of your license suspension will depend on how many tickets you have and the severity of each ticket. Furthermore, getting multiple speeding tickets or traffic tickets will have serious implications for your auto insurance rates. According to recent research, getting just 3 tickets will increase your insurance rate by upwards of 50%. Since those tickets stay on your record for years to come, that means a substantial expense. For example, if your auto insurance is $100 monthly, and you receive 3 speeding tickets in one year, your monthly insurance rate will increase to $150 monthly. If those points stay on your record for 6 years, as they do in many states, you will pay an extra $600 yearly, for a total of $3600 across those 6 years.