Getting a speeding ticket in Pennsylvania can be very expensive and that is before you add on the additional insurance costs that you will also incur. For most tickets you will spend over $100 in Pennsylvania and your insurance rates are likely to increase by 20% or more. For a $100 a month policy this means an extra $1200 over the five years those points stay on your driving record. To potentially lower your traffic ticket fine, avoid points on your record, and avoid insurance rate increases, you should consider taking Pennsylvania online traffic school.